MOT Test Insurance Can Save Expensive Repairs

As more than 400,000 drivers of three year old cars face their first MOT test next month, Vauxhall owners can cushion themselves against future repairs and parts replacement with MOT Test Insurance.

Available from Vauxhall Retailers and MasterFit Centres throughout the UK (excluding N.Ireland and the Channel Islands), the special insurance scheme covers safety-related components and other parts identified as the cause of up to 85 per cent of MOT test failures.

Owners of Vauxhall vehicles up to eight years old and with less than 80,000 miles on the clock are eligible and the policy can be transferred to a new owner.

Repairs and replacement of parts up to a value of £750 including labour and VAT are covered and owners have the added reassurance of knowing that any repairs will be handled by Vauxhall-trained technicians.

The comprehensive policy embraces electrical and lighting equipment, brakes, steering and suspension, seatbelts, mirrors and general vehicle condition. The annual premium is just £35.

Insurance must be taken out at least six months before the next MOT test is due, and is subject to owners providing proof that their vehicles have been serviced in accordance with the manufacturer’s servicing schedule.

"With more components now covered and the chance to pass on the insurance should the car be sold before its next MOT test, this scheme will provide owners of older Vauxhalls with reassurance that their car will be properly looked after and cover against future repairs," commented aftersales marketing manager Andrew Kincaid.

Published 18 August 2004 Melanie Carter

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