MOT Insurance Covers Against Unexpected Bills

Help is at hand for owners of older Vauxhall models who fear that their car might not pass its next MOT.

Two MasterCover MOT Test Insurance schemes have been introduced to bring peace of mind for as little as £25. Available from Vauxhall dealers and MasterFit Centres throughout the UK, they are designed to minimise the shock of receiving an expensive repair bill by covering the parts responsible for up to 85 per cent of all MOT failures.

Drivers investing in either scheme have the added reassurance of knowing that any defective items covered will be put right by Vauxhall-trained technicians using only genuine parts.

Car components covered by Plan 1 include lights, steering and brakes, which have been found to be responsible for up to two thirds of all MOT failures. With Plan 2, cover is extended to include petrol/diesel emissions and catalytic exhaust converters, exhaust systems and mountings.

The ceiling on claims for both policies is £750 including parts, labour and VAT. There is a £10 excess when making a claim, plus the cost of an MOT retest if required. Items not covered include tyres and glass.

"Nobody likes a nasty surprise, least of all a repair bill that could run into hundreds of pounds," says Dave Head, Vauxhall retail service manager. "These schemes are designed to allay owners’ fears and provide reassurance that their car will be properly looked after and safe to drive."

All Vauxhall vehicles up to eight years old or 80,000 miles are eligible. Insurance for next year’s test can be taken out while customers have their annual MOT inspection at any MasterFit Centre or Vauxhall dealer.

Alternatively, customers can take out a policy up to six months before the next MOT is due, subject to providing proof that their vehicle has been serviced in accordance with the manufacturer’s specifications.

Published 5 June 2002 Melanie Carter
 
 

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